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Value Care Plan

Overview

The Value Care Plan provides primary healthcare through a network of Prime Cure facilities and providers only.

Facilities are available in major centres nationwide. Members on this plan may only obtain their healthcare services from a Prime Cure Network facility or network provider.

Value Care Plan provides the most cost-effective benefits for families' basic healthcare needs. In addition to the treatment of Prescribed Minimum Benefit (PMB) conditions, this plan includes the below benefits.

Find more information on the Value Care Plan here in our Frequently Asked Questions section.

Contributions 2025
Member Adult dependant Child dependant
R1 310 R1 310 R320

*2025 benefits and contributions as approved by the Council for Medical Schemes.

Prime Cure Network

Find a registered Prime Cure network doctor, pharmacy, dentist, hospital or optometrist on the Prime Cure website or in the Value Care Plan app.

Using a provider out of the Prime Cure network will result in a co-payment, which can be the difference between the actual cost and the network rate, or a specified value, as per the Rules. Self-referral to a specialist might result in non-payment by the Scheme.

Your benefits

Ambulance services

Call 0861 665 665 and press option 1. If it is an emergency, Prime Cure will send an ambulance. If you did not get authorisation, call the next working day to provide details. For non-emergencies, you will be responsible for the cost.

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Cancer

Value Care Plan members are entitled to receive cancer (oncology) treatment, provided a Prime Cure Network provider refers them to a specialist.

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Consultations

For all consultations (doctor, nurse, allied healthcare provider and specialist), including maternity consultations, members of the Value Care Plan will need to use Prime Cure facilities and the practitioner network.

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Covid-19

Should you suspect that you have COVID-19, please contact our COVID-19 Medical Line for medical-related advice on prevention, diagnosis and treatment. Call 0861 493 587 and select option five (2) for member and then select option seven (7) for patient management/COVID-19.

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Dentistry 

Members of the Value Care Plan are entitled to the following dental benefits:
Preventative treatment, Conservative treatments, Specialised dentistry, Emergency consultations and Dental hospital admission.

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Diabetes

Members of the Value Care Plan, diagnosed with diabetes, need to register their condition with Prime Cure on 0861 665 665. Treatment funding is subject to the Family Hospital Limit, authorisation and must adhere to the Scheme protocols.

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Eye Care

We fund 1 examination and 1 pair of spectacles every 2 years per beneficiary.

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Endoscopies

Endoscopies are funded subject to the Family Hospital Limit, and the procedure must be performed in a PrimeCure hospital contracted for endoscopic procedures.

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HIV/AIDS

Prime Cure offers HIV-positive members and dependants of the Value Care Plan a confidential management programme, aimed at keeping them well and providing access to increased benefits to help manage their condition more effectively.

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Hospitalisation

Members on the Value Care Plan must obtain authorisation for hospitalisation and must use Prime Cure private hospitals or public hospital facilities. A Prime Cure doctor referral and authorisation is necessary for all planned hospital admissions as well as for admissions following a casualty visit.

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Maternity

Value Care Plan members have access to antenatal and postnatal care through Prime Cure facilities and network doctors.

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Medicine

Acute medicine, inclusive of dental medication
Formulary medicine only, to be obtained at a network GP, dentist or pharmacy.

Contraceptive medicine is subject to Family Hospital Limit and a limit of R2 700 per qualifying beneficiary.

Pharmacy Advised Therapy (PAT)
R365 per family per year (R120 per purchase up to a maximum of 3 purchases per beneficiary).
Formulary medicine only, to be obtained at a Prime cure Network GP, dentist or pharmacy.

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Prescribed Minimum Benefits

All medical schemes in South Africa have to include the Prescribed Minimum Benefits in the plans they offer to their members. No matter what plan you decide on, there are some common benefits that apply to all members on all plans subject to Scheme protocols.

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Preventative care

We encourage you to know and manage your health status proactively. Detecting health risks or disease early could prevent a disease or at least improve the success rate of the treatment. Find your preventative care benefits here and make use of them today.

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Other benefits

Read more about other benefits of the Value Care Plan, such as treatment for Alcohol and Drug treatment, Kidney Disease, and Pathology and Radiology services.

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Disclaimer:

All benefits paid at 100% of the Prime Cure Agreed Rate / Prime Cure Agreed Rate or negotiated rate.

Familiarise yourself with the most important Scheme exclusions and Rule reminders.

Benefit information on this website is a summary of the registered Scheme Rules. In case of discrepancies the Rules shall prevail.

Authorisation

Authorisation is required for certain procedures, treatments, hospitalisation.

In some instances, you will not be covered if you did not authorise your treatment.
Please phone Prime Cure on 0861 665 665 to receive authorisation for:

  • Ambulance services
  • Specialised conditions (for example cancer, renal disease, diabetes, HIV/AIDS)
  • Hospitalisation
  • Medicines for PMB chronic conditions
  • Maternity programme
  • Oxygen therapy
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